What’s New
for 2026?

We are excited to introduce several enhancements to your benefits in 2026.

  • Acupuncture is now covered under all medical plans

  • The vision frame allowance has been increased to $200 every 24 months

  • Life insurance coverage has increased to $50k for members and $5k for spouses

  • The Imaging and Laboratory Program through Health Care Solutions has removed all copays for radiology, imaging, diabetic supply and CPAP

  • We are adding New Ketamine Assisted Therapy and Stellate Ganglion Block options through Enthea

  • The Castlight healthcare navigation platform is no longer offered

Horizon Blue Cross Blue Shield

Medical Plans

Our medical plans make it easy to get the quality, affordable care you need. We offer two PPO plans through the Horizon BCBS network. One plan includes both in-network and out-of-network coverage, while the other provides in-network coverage only.

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Platinum Medical Plans

For those who completed the wellness program.

1

PPO Platinum Plan

(In-Network and Out-of-Network)

  • Deductible: In-Network: $200 individual, $400 family | Out-of-Network: $450 individual, $900 family

  • Coinsurance: In-Network: 10% up to a maximum of $500 | Out-of-Network: 20% up to a maximum of $1,500

  • Out-of-pocket maximum In-Network and Out-of-Network: $5,000 for individual and $10,000 for family

  • Preventive care: In-Network: covered 100%

2

In-Network Only Platinum Plan

(In-Network Only)

  • Deductible: $50 individual, $100 family

  • Coinsurance: 10% up to a maximum of $250

  • Out-of-pocket maximum: $5,000 for individual and $10,000 for family

  • Preventive care: covered 100%

Gold Medical Plans

For those who did not complete the wellness program.

1

PPO Gold Plan

(In-Network and Out-of-Network)

  • Deductible: In-Network: $450 individual, $900 family | Out-of-Network: $950 individual, $1,900 family

  • Coinsurance: In-Network: 10% up to a maximum of $750 | Out-of-Network: 20% up to a maximum of $2,250

  • Out-of-pocket maximum In-Network and Out-of-Network: $5,000 for individual and $10,000 for family

  • Preventive care: In-Network: covered 100%

2

In-Network Only Gold Plan

(In-Network Only)

  • Deductible: $300 individual, $600 family

  • Coinsurance: 10% up to $500/person

  • Out-of-pocket maximum: $5,000 for individual and $10,000 for family

  • Preventive care: covered 100%

Wellness Program Requirement

Any member that would like to remain in the Platinum medical plan will need to complete a screening in the fall for medical coverage the following year.