Pension FAQs
You must have a vested pension (5 years if after 1/1/1999; 10 years if before). You also need proof of disability while in Covered Employment, like a Social Security Disability letter or medical records.
Vesting Service shows your right to a future pension. You earn 1 year for 750+ hours in Covered Employment in a calendar year.
Benefit Service determines your pension amount. One year equals 1,800+ hours worked in a calendar year. Partial credit is given for 750–1,799 hours.
Required documents include: Birth certificates, Social Security cards, marriage certificate (if married), divorce decree (if divorced), or death certificate (if widowed).
To determine eligibility for options like the Qualified Joint and Survivor Annuity and ensure correct beneficiary designations.
Common-law spouses may be eligible for benefits; however, you must provide proof of the common-law marriage. Contact the Pension Department for documentation requirements.
Yes, in some cases the Fund may offer a lump sum payment option under certain conditions. Contact the Pension Department for details on eligibility and calculation methods.
Generally, no changes are allowed after payments start but exceptions may apply.
If you disagree with a decision, you have the right to request a hearing. For details on the appeals process, refer to the Pension Appeals Procedure.
Request a Benefit Statement from the Pension Department.
Complete the Direct Deposit Request Form from the Forms Gallery and submit it to the Pension Department.
To change tax withholding, complete and submit Form W-4P, available in the Forms Gallery, to the Pension Department.
Complete the Death Benefit Beneficiary Change Form available in the Forms Gallery and submit it to the Pension Department.
In the event of your death, your family should contact the Pension Department immediately to report the death and initiate the beneficiary claim process.
